Hong Kong Taxonomy for Sustainable Finance (Phase 2A) (2026-01-22)

Circular Email: HKMA E-mail Alert of 23 January 2026 (05:00 p.m. HKT)

Document Information

Title: Hong Kong Taxonomy for Sustainable Finance (Phase 2A) (2026-01-22)

Type: Circular

URL: https://brdr.hkma.gov.hk/eng/doc-ldg/current/20260122-7-EN

Email Received: 2026-01-23 19:23

Summary Created: 2026-01-29 10:26

English Summary (12855 chars)
Detailed Summary

This document is a circular from the Hong Kong Monetary Authority (HKMA) to all Authorized Institutions, dated January 22, 2026. It announces the publication of the Hong Kong Taxonomy for Sustainable Finance (Phase 2A).

Here's a comprehensive summary:

Summary of HKMA Circular: Publication of Hong Kong Taxonomy for Sustainable Finance (Phase 2A)

Document Overview

This circular from the Hong Kong Monetary Authority (HKMA) serves to formally announce and disseminate the publication of the Hong Kong Taxonomy for Sustainable Finance (Phase 2A). The primary purpose of this document is to inform Authorized Institutions (AIs) about the release of this expanded taxonomy, which is a crucial step in fostering green and sustainable capital flows within Hong Kong and supporting the region's transition towards a low-carbon economy. It provides a framework for classifying economic activities that contribute to sustainable development.

Main Content

The core of this circular lies in the formal release of Phase 2A of the Hong Kong Taxonomy for Sustainable Finance. This phase represents an expansion and refinement of the existing framework, building upon the foundation laid by Phase 1, which was published in May 2024.

The HKMA has developed the Hong Kong Taxonomy through a phased approach, ensuring a robust and transparent methodology for identifying and classifying economic activities that align with green and sustainable objectives. Following the initial release of Phase 1, the HKMA conducted a public consultation on a Phase 2A Prototype from September 8, 2025. This consultation aimed to gather feedback from the market and stakeholders on the proposed expansions in taxonomy coverage and other enhancements.

Phase 2A has been developed and refined based on the valuable feedback received during this public consultation. The circular highlights that the HKMA has also published a separate Consultation Report which meticulously summarizes the feedback received and the HKMA's corresponding responses.

The HKMA strongly encourages Authorized Institutions to adopt and utilize the Hong Kong Taxonomy (Phase 2A) across a broad spectrum of their operations. These applications include, but are not limited to:

  • Assessing the greenness and transition attributes of projects and assets.
  • Product labelling for financial products.
  • Product development initiatives.
  • Identification of sustainable investments.
  • Disclosure requirements and reporting.
  • Risk management processes related to sustainability.
  • Investment guidance for clients and internal portfolios.

The HKMA emphasizes that the Hong Kong Taxonomy is designed as a living document. This means it is intended to evolve and adapt over time. The development of subsequent phases is already underway, and their direction will be continuously informed by a range of factors:

  • Market developments: Emerging trends and innovations in sustainable finance.
  • Government policies: Aligning with national and regional climate and sustainability agendas.
  • Industry priorities: Responding to the evolving needs and strategies of the financial sector.
  • Technological advancements: Incorporating new technologies that enable sustainability.
  • Ongoing stakeholder engagement: Maintaining a continuous dialogue with market participants, regulators, and civil society.

The HKMA reiterates its commitment to ongoing dialogue with relevant stakeholders through appropriate channels to further enhance and develop the Hong Kong Taxonomy.

Key Changes

The primary and most significant change announced in this circular is the publication of the Hong Kong Taxonomy for Sustainable Finance (Phase 2A). This represents a substantial expansion and refinement of the existing taxonomy framework. While specific details of the expanded coverage and enhancements are not detailed within this circular itself, they are implicitly addressed through the reference to the public consultation on the Phase 2A Prototype. Key elements of the changes embodied in Phase 2A are:

  • Expanded Taxonomy Coverage: Phase 2A introduces new economic activities and sectors to the taxonomy, broadening its scope beyond what was covered in Phase 1. This expansion is a direct result of the public consultation process and aims to encompass a wider range of activities contributing to sustainable development.
  • Refined Criteria and Methodologies: The consultation feedback has led to refinements in the criteria, methodologies, and thresholds used to classify activities as sustainable or contributing to transition. This ensures greater precision and applicability of the taxonomy.
  • Integration of Feedback: The final version of Phase 2A incorporates feedback received from market participants, industry experts, and other stakeholders during the consultation period, making it more practical and relevant to the Hong Kong market.
  • Emphasis on "Transition" Attributes: The circular explicitly mentions the assessment of "transition attributes," indicating that Phase 2A likely includes or refines criteria for economic activities that, while not immediately green, are crucial for enabling the transition to a low-carbon economy.
  • Operationalization of the Taxonomy: The circular strongly encourages AIs to actively use the Taxonomy for practical applications, signifying a move towards greater operationalization and market adoption.

Important Dates

  • May 2024: Publication of Phase 1 of the Hong Kong Taxonomy for Sustainable Finance.
  • September 8, 2025: Launch of the public consultation on the Phase 2A Prototype of the Hong Kong Taxonomy.
  • January 22, 2026: Publication date of the Hong Kong Taxonomy for Sustainable Finance (Phase 2A) and the associated circular. This is the official release date.
  • Ongoing: Development of subsequent phases of the Hong Kong Taxonomy is underway, with continuous updates expected.

Impact Scope

The impact of this circular and the published Hong Kong Taxonomy (Phase 2A) is primarily directed towards:

  • All Authorized Institutions (AIs): This includes banks, deposit-taking companies, and other entities licensed by the HKMA. They are the direct recipients of the circular and are strongly encouraged to adopt the taxonomy.
  • The broader financial market: While the circular is addressed to AIs, the adoption of the taxonomy will have ripple effects across the financial ecosystem, influencing investment strategies, product offerings, and disclosure practices of other market participants.
  • Issuers of sustainable finance products: Companies and projects seeking to issue green bonds, sustainability-linked loans, or other sustainable finance instruments will likely find the taxonomy a useful benchmark for aligning their offerings.
  • Investors: Investors will benefit from a more standardized and transparent framework for identifying and assessing sustainable investments.

The degree of impact is expected to be significant, particularly for AIs actively involved in or looking to expand their sustainable finance activities. The taxonomy provides a common language and framework, facilitating clearer communication, reducing greenwashing risks, and enabling more efficient allocation of capital towards sustainable initiatives. For institutions that are already engaged in ESG (Environmental, Social, and Governance) practices, this taxonomy offers a structured approach to further enhance their efforts. For those beginning their journey, it provides a clear roadmap and set of standards to follow.

Compliance Requirements

While this circular does not impose mandatory compliance requirements for the immediate adoption of the Hong Kong Taxonomy, it strongly encourages Authorized Institutions to use it. The HKMA's stance suggests a forward-looking approach where adoption is seen as a best practice and a key enabler of sustainable finance.

However, based on the HKMA's proactive stance and the nature of regulatory guidance, AIs should consider the following as proactive compliance and implementation steps:

  • Familiarization and Understanding: All relevant personnel within AIs should familiarize themselves with the content and methodology of the Hong Kong Taxonomy (Phase 2A). This includes understanding the criteria for defining environmentally sustainable economic activities and those that contribute to transition.
  • Internal Policy Review and Update: AIs should review their internal policies, procedures, and risk management frameworks to identify how the taxonomy can be integrated. This may involve updating investment guidelines, credit assessment processes, and product development frameworks.
  • Capability Building: Investing in training and development for staff involved in sustainability assessment, product development, risk management, and reporting to ensure they have the necessary expertise to apply the taxonomy.
  • Pilot Testing and Application: AIs are encouraged to begin piloting the use of the taxonomy in various applications, as outlined in the main content (product labelling, disclosures, risk management, etc.). This practical application will help identify challenges and refine internal processes.
  • Monitoring Regulatory Developments: While not mandatory compliance *yet*, staying abreast of any future regulatory requirements or expectations related to taxonomy adoption will be crucial. The HKMA's continuous development of the taxonomy suggests a trajectory towards greater integration into the regulatory landscape.
  • Reporting (Implied): While not explicitly stated as a mandatory reporting requirement in this circular, the encouragement for use in "disclosures" implies that AIs may need to be prepared to provide information on how they are using the taxonomy in their sustainability reporting or in disclosures related to their portfolios. The HKMA will likely provide further guidance on reporting requirements in due course.

Technical Details

The circular does not delve into granular technical details of the taxonomy's criteria within its text. However, it refers to the Hong Kong Taxonomy for Sustainable Finance (Phase 2A) itself as the primary source for these details. Interested parties are directed to access the taxonomy via a specific URL:

  • Hong Kong Taxonomy: https://brdr.hkma.gov.hk/eng/doc-ldg/docId/20260122-5-EN

The taxonomy, as a technical document, is expected to contain:

  • Definitions of Sustainable Economic Activities: Precise criteria and thresholds for classifying economic activities as environmentally sustainable. This would typically involve defining specific sectors, sub-sectors, and activities that meet predetermined environmental objectives (e.g., climate change mitigation, adaptation, circular economy, pollution prevention, biodiversity protection).
  • Criteria for "Transition" Activities: Definitions and requirements for economic activities that contribute to the transition to a low-carbon and climate-resilient economy. This would include activities that enable decarbonization in hard-to-abate sectors, for example.
  • Technical Screening Criteria (TSCs): Specific, quantifiable performance benchmarks that an economic activity must meet to be considered environmentally sustainable. These are likely to be science-based and aligned with international best practices.
  • Do No Significant Harm (DNSH) Principles: Criteria to ensure that an activity, even if contributing to a sustainability objective, does not cause significant harm to other environmental objectives.
  • Minimum Social Safeguards: Provisions to ensure that economic activities adhere to minimum social standards, such as respect for human rights and labour standards.
  • Methodology for Classification: Details on how to apply the taxonomy to specific projects, assets, and corporate activities.
  • Linkages to International Standards: Potential alignment or harmonization with international taxonomies and standards (e.g., EU Taxonomy, ICMA principles).

The Consultation Report (accessible at https: //brdr.hkma.gov.hk/eng/doc-ldg/docId/20260122-3-EN) would provide further context on the development of these technical details, outlining the feedback received on specific criteria and the HKMA's rationale for their inclusion or modification.

In summary, this HKMA circular marks a significant advancement in Hong Kong's commitment to sustainable finance. By formally publishing Phase 2A of the Hong Kong Taxonomy, the HKMA provides a critical tool for market participants to identify, measure, and scale up their contributions to a greener and more sustainable future.

中文摘要 (4516 chars)
詳細摘要

好的,這是一份根據您提供的香港金融管理局(HKMA)通函內容所生成的詳細且全面的中文摘要:

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香港金融管理局(HKMA)通函摘要:香港可持續金融分類標準(第二階段A)的發布

檔號: B1/15C, B9/197C
日期: 2026年1月22日
發送對象: 所有認可機構的行政總裁
發送機構: 香港金融管理局(HKMA)銀行政策部

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1. 文件概述

本通函的目的是通知所有認可機構,香港金融管理局(HKMA)於本日(2026年1月22日)正式發布了香港可持續金融分類標準(第二階段A)(下稱「香港分類標準」)。此舉標誌著在促進綠色和可持續資本流動以及支持區域經濟向低碳轉型方面邁出了重要一步。此份通函旨在向認可機構介紹這項新的分類標準,並鼓勵其應用於多個金融領域。

2. 主要內容

香港分類標準旨在提供一個強健且透明的框架,用於識別和分類對綠色和可持續發展作出貢獻的經濟活動。此分類標準的發展是以分階段方式進行。

  • 階段性發展: 在2024年5月發布第一階段(Phase 1)後,HKMA於2025年9月8日就第二階段A(Phase 2A)的原型(Prototype)展開了公眾諮詢,以收集公眾對擴展分類標準範圍和相關增強措施的意見。
  • 基於諮詢結果的發布: 根據公眾諮詢收集到的反饋,HKMA已對第二階段A原型進行了修訂,並正式發布為「香港分類標準(第二階段A)」。
  • 配套文件: 同時,HKMA也發布了一份諮詢報告(Consultation Report),詳細總結了公眾諮詢的反饋意見以及HKMA的回應。
  • 鼓勵應用: HKMA鼓勵認可機構在其多種業務應用中,採用香港分類標準來評估項目和資產的「綠色性」(greenness)和「轉型屬性」(transition attributes)。這些應用包括但不限於:
  • 產品標籤(Product Labelling)
  • 產品開發(Product Development)
  • 識別(Identification)
  • 披露(Disclosures)
  • 風險管理(Risk Management)
  • 投資指導(Investment Guidance)
  • 持續更新的性質: 香港分類標準被視為一份「活文件」(living document)。HKMA正進行後續階段(subsequent phases)的發展工作,並將持續受到市場發展、政府政策、行業優先事項、技術進步以及持續的利益相關者參與(stakeholder engagement)的影響。HKMA承諾將透過適當渠道與相關利益相關者保持對話,以進一步發展香港分類標準。

3. 關鍵變化

本通函發布的「香港分類標準(第二階段A)」在現有分類標準的基礎上進行了擴展和增強。雖然通函未詳細列出具體的擴展內容,但根據其措辭,可以推斷出以下關鍵變化:

  • 擴展分類範圍: 第二階段A的發布意味著對原有的經濟活動分類進行了擴展,納入了更多可能對可持續發展做出貢獻的領域。
  • 增強的覆蓋範圍: 透過吸收公眾諮詢的反饋,第二階段A在分類標準的實用性和精準性上得到了增強。
  • 正式化發布: 相較於之前的原型(Prototype)階段,本次發布的版本是正式的、經過修訂的標準,適用於認可機構的實際業務。
  • 強調「轉型屬性」: 雖然第一階段的重點可能是「綠色性」,但第二階段A明確提到了「轉型屬性」(transition attributes),這意味著標準不僅關注對環境友好的活動,也涵蓋了支持傳統經濟體向低碳轉型的活動,這對於金融機構在資產評估和風險管理中具有重要意義。

4. 重要日期

  • 發布日期: 2026年1月22日(即本通函發布當日)
  • 第一階段(Phase 1)發布日期: 2024年5月
  • 第二階段A(Phase 2A)原型公眾諮詢開始日期: 2025年9月8日
  • 生效日期: 通函未明確指定具體的「生效日期」,但發布日期(2026年1月22日)通常意味著認可機構應開始審視並準備應用此分類標準。
  • 截止日期/過渡期: 通函未提及任何具體的截止日期或強制性過渡期。然而,HKMA「鼓勵」認可機構使用該分類標準,暗示其為自願性應用,但預計市場將逐步採用。

5. 影響範圍

  • 適用對象: 所有認可機構(Authorised Institutions)。這包括銀行、儲蓄機構及相關的金融機構。
  • 受影響機構: 所有業務涉及項目融資、資產管理、投資、產品開發、風險評估及披露的認可機構。
  • 影響程度:
  • 產品開發與標籤: 認可機構在開發新的綠色或可持續金融產品時,將有參考標準來定義產品的環境效益,並用於產品標籤,提高透明度。
  • 投資與資產評估: 在進行投資決策、風險評估時,可依據此標準評估資產的綠色性與轉型屬性,以支持可持續投資策略。
  • 披露報告: 在向監管機構或公眾披露環境、社會及管治(ESG)相關信息時,可利用此分類標準來量化和展示其業務活動的可持續性。
  • 風險管理: 識別和管理與氣候變化及環境風險相關的金融風險,特別是與高碳資產相關的轉型風險。
  • 業務策略: 促進機構將可持續金融納入其核心業務戰略和風險管理框架。

6. 合規要求

  • 自願性應用: 本通函明確表示HKMA「鼓勵」認可機構使用香港分類標準。這意味著目前並無硬性強制規定,但預期將逐步成為市場慣例和行業基準。
  • 評估與採納: 認可機構需要:
  1. 仔細研究「香港分類標準(第二階段A)」的具體內容,理解其分類原則、標準和適用範圍。
  2. 評估該分類標準如何能融入其現有的產品開發、風險管理、投資決策和披露流程。
  3. 考慮在內部系統和流程中實施必要的變更,以支援對該標準的使用。
  • 報告要求: 通函並未直接提出新的強制性報告要求。然而,使用該分類標準進行產品標籤、披露等活動,間接要求機構建立相應的數據收集、分析和報告機制。例如,在進行綠色債券或可持續掛鈎貸款的標籤和報告時,就需要依賴此類分類標準。
  • 實施指引: HKMA鼓勵應用,但未提供具體的實施指引。認可機構需要根據自身業務模式和資源,自行規劃和實施。然而,HKMA亦承諾「將繼續保持對話」,這預示著未來可能會提供更多指導或更新。
  • 持續參與: HKMA強調「持續的利益相關者參與」,這意味著認可機構應積極參與相關討論,為標準的未來發展提供反饋。

7. 技術細節

  • 核心術語:
  • 香港可持續金融分類標準(Hong Kong Taxonomy for Sustainable Finance): 一個用於識別和分類對可持續發展作出貢獻的經濟活動的框架。
  • 綠色性(Greenness): 指經濟活動對環境保護和可持續發展的直接正面貢獻。
  • 轉型屬性(Transition Attributes): 指經濟活動在支持高碳行業向低碳經濟轉型過程中發揮的作用,例如技術改造、能源效率提升等。
  • 認可機構(Authorised Institutions): 指香港金融管理局規管下的銀行和其他金融機構。
  • 結構與標準:
  • 分階段發布(Phased Approach): 標準的開發和發布是一個循序漸進的過程,從第一階段逐步擴展至第二階段A,並計劃有後續階段。
  • 原型(Prototype): 在正式發布前,HKMA會發布原型供公眾諮詢。
  • 活文件(Living Document): 標準會根據市場發展和政策變化進行持續更新。
  • 量化指標/比率: 通函中未提及具體的量化指標、百分比、金額或比率。這意味著「香港分類標準」本身提供的是一個分類框架,具體的量化標準和應用則會在標準的詳細內容中,或在後續的實施過程中,由市場和機構自行定義或根據指引實現。
  • 英文原文保留:
  • Hong Kong Taxonomy for Sustainable Finance (Phase 2A)
  • Hong Kong Taxonomy
  • Prototype
  • Consultation Report
  • greenness
  • transition attributes
  • Authorised Institutions
  • product labelling
  • product development
  • disclosures
  • risk management
  • investment guidance
  • living document
  • market developments
  • government policies
  • industry priorities
  • technological advancements
  • stakeholder engagement

8. 附件、表格、附錄

  • 通函本身: 該通函包含在文件開頭處提到的詳細聯繫信息。
  • 超連結:
  • 香港分類標準(第二階段A)的網址: https://brdr.hkma.gov.hk/eng/doc-ldg/docId/20260122-5-EN
  • 諮詢報告的網址: https://brdr.hkma.gov.hk/eng/doc-ldg/docId/20260122-3-EN
  • HKMA官方網站: www.hkma.gov.hk
  • 附呈(Encl): 通函標明有「Encl」,但具體附件內容未在本摘要提供的文本中列出。這可能指代正式的「香港分類標準(第二階段A)」文件本身。
  • 抄送(cc): 財經事務及庫務局(FSTB),吸引Mr Timothy Wong的注意。

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