Circular landing: 20260122-7-EN

Circular Email: HKMA E-mail Alert of 23 January 2026 (05:00 p.m. HKT)

Document Information

Title: Circular landing: 20260122-7-EN

Type: Circular

URL: https://brdr.hkma.gov.hk/eng/doc-ldg/current/20260122-7-EN

Email Received: 2026-01-23 17:00

Summary Created: 2026-01-29 10:51

English Summary (13456 chars)
Detailed Summary
Summary of HKMA Circular B1/15C, B9/197C: Publication of Hong Kong Taxonomy for Sustainable Finance (Phase 2A)

Document Overview

This circular, dated 22 January 2026, from the Hong Kong Monetary Authority (HKMA) to all Authorised Institutions (AIs), formally announces the publication of the Hong Kong Taxonomy for Sustainable Finance (Phase 2A). The primary purpose of this circular is to inform AIs about the release of this expanded taxonomy, which is a critical tool designed to facilitate green and sustainable capital flows and support Hong Kong's transition to a low-carbon economy. The circular also highlights the HKMA's ongoing commitment to developing the taxonomy in phases and encourages AIs to adopt it in various applications.

Main Content

The core of this circular is the formal launch of Phase 2A of the Hong Kong Taxonomy for Sustainable Finance. This release represents a significant advancement from Phase 1, published in May 2024, by expanding the scope of economic activities covered and incorporating enhancements based on market feedback.

The HKMA has been strategically developing the Hong Kong Taxonomy in phases to establish a robust and transparent framework for classifying economic activities that contribute to green and sustainable development. Following the initial release of Phase 1, a public consultation on a Phase 2A Prototype was conducted from 8 September 2025. This consultation aimed to gather feedback from the public and industry stakeholders on the proposed expansion of the taxonomy's coverage and associated refinements.

The HKMA has meticulously reviewed the feedback received during the public consultation and has subsequently refined the Phase 2A Prototype into the officially published Hong Kong Taxonomy (Phase 2A). Alongside the taxonomy itself, the HKMA has also released a Consultation Report, which provides a comprehensive summary of the consultation feedback and the HKMA's responses and decisions.

The HKMA strongly encourages authorised institutions to adopt and utilize the Hong Kong Taxonomy for a range of critical applications. These include, but are not limited to:

  • Assessing the greenness and transition attributes of projects and assets. This implies evaluating how well investments align with sustainability objectives and their contribution to the low-carbon transition.
  • Product labelling: Ensuring clarity and consistency in how sustainable finance products are identified and communicated to the market.
  • Product development: Guiding the creation of new financial products that meet sustainability criteria.
  • Identification: Identifying economic activities that qualify as sustainable or enabling for the transition.
  • Disclosures: Providing a standardized basis for reporting on sustainability-related activities and investments.
  • Risk management: Integrating environmental, social, and governance (ESG) risks into financial risk assessment frameworks.
  • Investment guidance: Informing investment decisions and portfolio construction with a focus on sustainability.

The circular emphasizes that the Hong Kong Taxonomy is a living document. This signifies that its development is an ongoing process, with subsequent phases already under development. The future evolution of the taxonomy will be driven by a dynamic interplay of factors, including:

  • Market developments: Evolving trends and innovations in the sustainable finance market.
  • Government policies: National and regional policies related to climate change, environmental protection, and sustainable development.
  • Industry priorities: The evolving needs and strategies of various industry sectors.
  • Technological advancements: New technologies that enable or contribute to sustainable activities.
  • Ongoing stakeholder engagement: Continuous dialogue and collaboration with all relevant stakeholders.

The HKMA reiterates its commitment to maintaining open dialogue with relevant stakeholders through appropriate channels as the Hong Kong Taxonomy continues to be further developed.

Key Changes

The primary and most significant change announced by this circular is the publication of the Hong Kong Taxonomy for Sustainable Finance (Phase 2A). This is not merely an update but an expansion of the existing framework. The key changes and new requirements introduced with Phase 2A are not explicitly detailed in this circular document itself, but are inherent in the publication of the expanded taxonomy and the accompanying Consultation Report. However, based on the context provided:

  • Expanded Scope of Economic Activities: Phase 2A introduces classifications for additional economic activities that contribute to green and sustainable development, beyond what was covered in Phase 1.
  • Refined Criteria and Methodologies: The taxonomy has been refined based on public consultation feedback, likely resulting in updated or more precise criteria, technical screening criteria (TSCs), and potentially disclosure requirements for qualifying activities.
  • Enhanced Transition Attributes: The focus on supporting the transition to a low-carbon economy is likely further elaborated with specific criteria for activities that are not yet green but are crucial enablers of the transition.
  • Formalization of Public Consultation Outcomes: The publication of the Consultation Report signifies the formal incorporation of feedback and the HKMA's decisions on how to address stakeholder input into the taxonomy.

Important Dates

  • Publication Date of Hong Kong Taxonomy (Phase 2A): Today, 22 January 2026.
  • Publication Date of Phase 1: May 2024.
  • Start Date of Public Consultation on Phase 2A Prototype: 8 September 2025.
  • Effective Date of Hong Kong Taxonomy (Phase 2A): While not explicitly stated as an "effective date" for mandatory compliance in this circular, the publication date signifies that AIs are now encouraged to *use* the taxonomy. The circular implies immediate applicability for voluntary adoption and guidance. Specific mandatory implementation timelines, if any, would likely be detailed in the taxonomy document itself or subsequent circulars.
  • Transition Periods: No specific transition periods are mentioned in this circular. However, given the nature of taxonomy adoption, it's implied that AIs will be expected to progressively integrate it into their operations.

Impact Scope

  • Applicable Parties: All Authorised Institutions (AIs), as explicitly addressed in the circular. This includes licensed banks, restricted licensed banks, and deposit-taking companies operating in Hong Kong.
  • Affected Institutions: All financial institutions that engage in lending, investment, product development, risk management, and disclosure related to sustainable finance activities.
  • Degree of Impact: The impact is expected to be significant, particularly for AIs that are actively involved or intend to be involved in sustainable finance. The taxonomy provides a common language and benchmark, influencing:
  • Strategic decision-making: Guiding the allocation of capital towards sustainable and transition-aligned activities.
  • Product innovation: Driving the development of new green and sustainable finance products.
  • Risk management practices: Enhancing the assessment and management of climate-related and other ESG risks.
  • Reporting and disclosure: Standardizing the way AIs report on their sustainable finance activities, potentially aligning with international best practices.
  • Operational processes: Requiring adjustments to internal systems and processes for data collection, analysis, and reporting related to sustainability.

Compliance Requirements

This circular from the HKMA is an announcement and recommendation, rather than a set of mandatory compliance rules at this stage. Therefore, the compliance requirements are primarily focused on voluntary adoption and guidance:

  • Encouraged Use: AIs are strongly encouraged to use the Hong Kong Taxonomy for assessing the greenness and transition attributes of projects and assets.
  • Application in Various Areas: AIs should consider integrating the taxonomy into their existing frameworks for:
  • Product labelling
  • Product development
  • Identification of sustainable activities
  • Disclosures
  • Risk management
  • Investment guidance
  • Familiarization with Taxonomy Document and Consultation Report: AIs are expected to thoroughly review the published Hong Kong Taxonomy (Phase 2A) and the accompanying Consultation Report to understand the detailed criteria, definitions, and methodologies.
  • Ongoing Engagement: AIs should remain engaged with the HKMA's ongoing development of the taxonomy and provide feedback through established channels as further phases are released.
  • Reporting Requirements: The circular does not specify new mandatory reporting requirements *directly* related to the taxonomy's publication. However, the use of the taxonomy for disclosures implies that AIs' future sustainability disclosures may be benchmarked against it, leading to increased transparency and comparability. Any direct reporting obligations would likely be communicated in subsequent circulars or updates to existing regulatory frameworks.

Technical Details

While the circular itself is a high-level communication, it refers to a technical document, the Hong Kong Taxonomy for Sustainable Finance (Phase 2A). The technical details contained within that document are crucial. Based on the nature of taxonomies, these would typically include:

  • Definitions of Sustainable Activities: Clear and precise definitions of economic activities that are considered environmentally sustainable (e.g., contribute to climate change mitigation, adaptation, protection of natural resources).
  • Technical Screening Criteria (TSCs): Quantitative and qualitative thresholds that an economic activity must meet to be considered environmentally sustainable. These often include:
  • Contribution to a substantial environmental objective: For example, contributing to climate change mitigation or adaptation.
  • Do No Significant Harm (DNSH): Ensuring that the activity does not cause significant harm to other environmental objectives.
  • Minimum Social Safeguards: Adherence to international standards and guidelines on human rights, labor standards, and anti-corruption.
  • Transition Activities: Specific criteria for economic activities that do not yet meet the definition of sustainable but are crucial for the transition to a sustainable economy (e.g., supporting renewable energy infrastructure, decarbonization of industrial processes).
  • Enabling Activities: Activities that enable other activities to contribute to sustainability objectives (e.g., technology development for renewable energy).
  • Classification Framework: A hierarchical structure for categorizing economic activities, often aligned with standard industrial classifications (e.g., NACE or ISIC codes).
  • Methodologies for Assessment: Guidance on how to assess whether an economic activity meets the taxonomy's criteria.
  • Data Requirements: Information required to demonstrate compliance with the taxonomy's criteria, which could involve metrics related to emissions, resource consumption, waste generation, etc.
  • Specific Sectors and Sub-sectors: The taxonomy will detail covered sectors and sub-sectors, potentially including energy, transport, buildings, manufacturing, waste management, water, agriculture, forestry, and climate adaptation.
  • Links to International Standards: Potential alignment or references to international frameworks such as the EU Taxonomy or other global sustainable finance standards.

Specific numbers, percentages, amounts, ratios, and specific data are not provided within this high-level circular. These technical details are expected to be found within the actual Hong Kong Taxonomy (Phase 2A) document itself and its accompanying Annexes.

Attachments, Tables, or Appendices Summary

The circular mentions two key publications:

  1. Hong Kong Taxonomy: Phase 2A: This is the primary technical document. Its content would include the detailed classification of economic activities, the technical screening criteria, definitions, methodologies, and potentially examples.
  • Link: https://brdr.hkma.gov.hk/eng/doc-ldg/docId/20260122-5-EN
  1. Consultation Report: This document provides a summary of the public consultation process for the Phase 2A Prototype. It would detail:
  • The feedback received from various stakeholders (e.g., AIs, industry associations, NGOs).
  • The HKMA's analysis of this feedback.
  • The HKMA's responses and decisions, explaining how the feedback influenced the final version of the Hong Kong Taxonomy (Phase 2A).
  • Link: https://brdr.hkma.gov.hk/eng/doc-ldg/docId/20260122-3-EN

While this summary outlines the purpose and implications of the circular, executives should refer to the linked documents for the comprehensive technical specifications and detailed guidance on the Hong Kong Taxonomy for Sustainable Finance (Phase 2A).

中文摘要 (3826 chars)
詳細摘要

好的,這是一份根據您提供的香港金融管理局(HKMA)通告內容所生成的詳細且全面的中文摘要:

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香港金融管理局(HKMA)通告摘要:關於《香港可持續金融分類標準(第二A階段)》的發布

文件概述

本通告由香港金融管理局(HKMA)於2026年1月22日發布,旨在通知所有認可機構(Authorised Institutions)關於《香港可持續金融分類標準(第二A階段)》(Hong Kong Taxonomy for Sustainable Finance (Phase 2A),以下簡稱「香港分類標準」)的正式發布。此舉標誌著在促進綠色和可持續資本流動以及支持區域邁向低碳經濟方面邁出了重要一步。本通告概述了該分類標準的性質、目的、關鍵內容、更新以及對認可機構的建議用途。

主要內容

HKMA已分階段開發香港分類標準,以提供一個穩健且透明的框架,用以分類對綠色和可持續發展有貢獻的經濟活動。繼2024年5月發布第一階段(Phase 1)後,HKMA於2025年9月8日就第二A階段(Phase 2A)的原型(Prototype)展開公眾諮詢,旨在收集公眾對擴展分類標準覆蓋範圍及相關增強措施的意見。基於公眾諮詢收集到的反饋,HKMA已對第二A階段原型進行了完善,並正式發布為《香港可持續金融分類標準(第二A階段)》。

HKMA鼓勵認可機構在其多種應用中,例如產品標籤、產品開發、識別、披露、風險管理和投資指導等,使用香港分類標準來評估項目和資產的綠色和轉型屬性(greenness and transition attributes)。

香港分類標準是一個持續發展的文件(a living document)。後續階段的開發工作正在進行中,並將持續受到市場發展、政府政策、行業優先事項、技術進步以及持續的利益相關者參與的影響。HKMA將透過適當的渠道,與相關利益相關者保持對話,以進一步發展香港分類標準。

關鍵變化

本通告的核心是發布了《香港可持續金融分類標準(第二A階段)》,這是對先前階段的擴展和完善。具體的關鍵變化和新增要求並未在此通告的摘要部分詳細列出,但可預見的是,第二A階段的發布意味著:

  • 擴展的分類範圍 相較於第一階段,第二A階段可能涵蓋了更多經濟活動類別,以識別更多對可持續發展目標有貢獻的經濟活動。
  • 增強的定義和標準 可能對現有的經濟活動定義進行了細化,或新增了特定標準,以確保分類的準確性和一致性。
  • 對轉型活動的考量 特別提及了「轉型屬性」(transition attributes),表明分類標準不僅關注已實現綠色的活動,也納入了支持高碳行業向低碳轉型的活動,這對實現整體經濟的淨零目標至關重要。
  • 基於公眾諮詢的反饋 第二A階段的最終版本是基於2025年9月8日公眾諮詢的反饋進行優化的,這意味著潛在的修改和調整以更好地反映市場需求和業界意見。
  • 發布了相關諮詢報告 HKMA同時發布了《諮詢報告》(Consultation Report),其中總結了公眾諮詢的意見以及HKMA的回應,為了解第二A階段的發展脈絡提供了重要參考。

重要日期

  • 2024年5月 第一階段(Phase 1)的香港分類標準發布。
  • 2025年9月8日 第二A階段(Phase 2A)原型(Prototype)的公眾諮詢開始日期。
  • 2026年1月22日 發布日期,即《香港可持續金融分類標準(第二A階段)》正式發布的日期。

(註: 通告中未明確標示生效日期、截止日期或具體的過渡期,但發布日期即為標準可開始被採用的重要標誌。)

影響範圍

  • 適用對象 所有認可機構(All Authorised Institutions)。
  • 受影響機構 所有持有銀行牌照的機構,包括:
  • 零售銀行
  • 商業銀行
  • 環球銀行
  • 投資銀行
  • 其他接受存款的公司
  • 影響程度
  • 操作層面 認可機構需要將香港分類標準納入其現有的業務流程和系統中,用於評估和管理與可持續金融相關的風險和機會。
  • 產品開發 將影響新綠色和可持續金融產品的設計和標籤,確保其符合分類標準的定義。
  • 風險管理 有助於更精確地識別、衡量和管理與氣候變化相關的金融風險(如轉型風險、物理風險)以及與可持續性相關的聲譽風險。
  • 披露 為提高金融機構在可持續金融方面的透明度提供基礎,可能間接促進相關披露要求。
  • 投資決策 為投資者和資產管理者提供一個參考工具,以便他們能夠更有信心地投資於被分類為綠色或對轉型有貢獻的經濟活動。
  • 整體影響 促進香港作為國際綠色和可持續金融中心的地位,吸引更多綠色資本流入,並支持香港和區域經濟的低碳轉型。

合規要求

雖然通告鼓勵認可機構「使用」(use)香港分類標準,但並未強制規定立即的「合規」義務,而是將其定位為一個關鍵的指導工具。然而,其「鼓勵使用」的建議,意味著:

  • 主動評估 認可機構應主動採用香港分類標準,來評估其在可持續金融領域的投資、貸款和融資活動。
  • 建立內部流程 需要建立或更新內部政策、程序和工具,以有效應用分類標準。
  • 人員培訓 確保相關部門(如風險管理、產品開發、業務拓展、合規)的員工理解並能夠操作分類標準。
  • 產品標籤和開發 在開發和推出綠色金融產品時,應考量分類標準,以確保產品的「綠色」或「可持續」屬性得到準確、一致的界定,並可供客戶識別。
  • 披露的基礎 雖然通告未直接要求披露,但分類標準的應用將為未來可能出現的可持續金融相關披露要求奠定基礎,使其更具可比性和可信度。
  • 風險管理整合 將分類標準的應用整合到現有的風險管理框架中,特別是與環境、社會和管治(ESG)風險相關的部分。
  • 持續監測和報告 雖然通告未指明具體的報告要求,但認可機構應持續監測其應用分類標準的情況,並為未來HKMA可能提出的報告要求做好準備。

技術細節

  • 文件名稱 Hong Kong Taxonomy for Sustainable Finance (Phase 2A)
  • 核心目標 提供一個分類框架,用於識別對綠色和可持續發展有貢獻的經濟活動。
  • 應用場景
  • Product labelling (產品標籤)
  • Product development (產品開發)
  • Identification (識別)
  • Disclosures (披露)
  • Risk management (風險管理)
  • Investment guidance (投資指導)
  • 關鍵概念
  • Greenness (綠色屬性): 指經濟活動對環境目標(如氣候變化減緩、氣候變化適應、水資源保護、生物多樣性保護等)的積極貢獻。
  • Transition Attributes (轉型屬性): 指經濟活動對支持高排放行業或經濟體向低碳、氣候韌性及可持續的模式轉型的貢獻,例如,支持特定行業減少碳排放的技術或項目。
  • 文件性質 「living document」(一個活的文件),意味著它將會持續更新和發展。
  • 發展歷程
  • Phase 1 (2024年5月發布)
  • Phase 2A Prototype (2025年9月8日公眾諮詢)
  • Phase 2A (2026年1月22日正式發布)
  • 參考文件
  • 《香港可持續金融分類標準(第二A階段)》: https://brdr.hkma.gov.hk/eng/doc-ldg/docId/20260122-5-EN
  • 《諮詢報告》: https://brdr.hkma.gov.hk/eng/doc-ldg/docId/20260122-3-EN

附件、表格、附錄總結

通告中明確提到有兩份附件(Enclosed Documents):

  1. 《香港可持續金融分類標準(第二A階段)》 這是核心發布文件,詳細列出了各項經濟活動的定義、標準以及其對綠色和轉型目標的貢獻準則。其內容預計將涵蓋各個行業,並可能包含具體的環境績效指標(environmental performance indicators)、技術要求、社會影響考量等。
  2. 《諮詢報告》 此報告總結了HKMA在2025年9月8日就第二A階段原型進行公眾諮詢時收到的業界和公眾意見,並闡述了HKMA如何根據這些意見對分類標準進行修改和完善。這份報告有助於理解標準的制定過程和背後的考量。

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